Kamalu, Kabiru, and Wan Hakimah Binti Wan Ibrahim. “Access to Finance and Sustainable Human Development: Does Institutional Quality Matters in Developing Countries?”. International Journal of Membrane Science and Technology 10, no. 3 (June 22, 2023): 33-45. Accessed May 3, 2024. https://cosmosscholars.com/phms/index.php/ijmst/article/view/1186.